Over the last 12 to 18 months investment returns in terms of managed funds have been subdued and that’s for a lot of reasons.
It’s the Russian invasion of the Ukraine, inflation levels, cost of living, and in long-term investing you do get periods like this where you might get a negative return, you might get modest returns over a yearly period and that’s part of investing.
Historically, if you look at investment returns and managed funds and projected returns over the next 10 years, the best returns will be investing.
So if your time frame is shorter maybe less than five years or you just want to make sure you’ve capital security on your set return there’s a place for a deposit.
But if you want to grow your money and to get a return over the long term then investing is the way to go.
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