Pensions
When you retire, so does your pay. A pension enables you have a comfortable lifestyle in retirement.
Income Protection
Your income pays for everything and is likely your most important financial asset.
Life Cover
Make sure your family is financially protected in the event of death.
Investments
Protect your savings against inflation by investing in funds with solid long term returns and managed risk
Illness Cover
Make sure your family is covered in case you become seriously ill.
Savings
Protect your savings against inflation by investing monthly into funds with solid long term returns and managed risk
What we Offer
We provide expert financial advice. With over 14 years of experience we’ll ensure you are getting the best guidance from the smartest people in the industry. For businesses and individuals, you can rely on us to deliver.
About Hugh Lambert
I have worked in the Financial Advice industry for 14 years. Most people are “flat out” during the week and don’t have the time to try to start researching financial planning, yet still have the worries about protecting their families, managing their budget and making sure they are saving for the future.
As an industry professional, I have all of the tools and methods to do this quickly and efficiently for clients. I understand that value for money is important to people as is transparency in terms of what they are getting for their investment.
During my time in the industry, I have learned that the fundamental part of the industry is Trust. This starts as transparency and reliability at the start, and is built through a good working relationship over time.
Frequently Asked Questions
What do you charge for your services?
There are a number of different products and services that we offer. For a review and recommendation, we charge a flat rate of ?150 Plus VAT per hour.
For product advice, the Life Assurance companies will pay a commission so there will be no charge to you. This will all be disclosed before moving into application.
I worked in company previously and I had a pension, is that gone now?
No, it is most likely still on the company pension scheme. In some instances companies can claw back their contributions into a pension. This is if you have left within 2 years of service in the company
How much do I need to put into my pension?
This depends on what income you want in retirement. Like any savings account/policy, the more you put in the more it will build up. We can run a projection for you easily and would be happy to do so at no charge or obligation.
Some facts about investments
10%
Average Historic Annual Return from S&P 500 Stock Market*
7/10
Approximate Number of Years the S&P 500 delivers positive returns
Buy & Hold
Strategy used to achieve these returns
13.7%
Average size of a ‘correction’ which is more than a 10% drop in the stock market.
We help our clients get the most out of their money and investments.
Testimonials
Here’s what just some of our clients have said
P Prior, Head of Digital, 2020I have a long-standing relationship with Hugh and have found him to be incredibly unbiased, not a salesman and tries to help you make the best decision for you. In case you've never worked with a Financial Advisor/Planner, Hugh helps me with family savings, personal savings, pensions, risk profiling of investments and basically setting us up so that we have money when we need it, whether that's putting a deposit down on a house or in our case the kids going to school.
L Bennett, Solicitor, Jan 2018Great advice, alongside a speedy service and personal skills, would highly recommend Hugh for Pension advice.
T Byrne, Company Director, November 2019Hugh gave great advice on my company pension a number of years ago and I would have no hesitation in recommending him as a financial advisor.
For expert financial advice, you can trust Integral Financial Planning
Request a Call Back
Would you like to speak to Hugh over the phone? Just submit your details and he will be in touch shortly. You can also email Hugh if you would prefer.
For Businesses: Do you have questions about how we can help your company? Send us an email and we’ll get in touch shortly, or phone +353 (87) 778 5325 between 09:30 and 17:00 Monday to Friday, we would be delighted to speak.