What’s preventing you from achieving financial wellness or financial prosperity or financial independence?
In my experience of working in the industry whether it’s a business or an individual its costs creep up, so spending a little bit too much, high overheads through debt or mortgages or bills and obviously, the cost of living is something that’s making things more difficult as well.
So would a long-term financial plan help in turning things around or helping you achieve your goals?
Like a lot of things in life whether it’s sports, business, or finance, a well-thought-out and adhered to long-term plan tends to help an awful lot.
It is something you could do yourself but I think working with an industry professional is very beneficial.
Studies have shown in Ireland, Canada, and the US that those who work with financial planning professionals have a greater level of savings, higher pension contributions and a greater level of financial protection, and a greater sense of financial wellness.
So while financial planning can be difficult and there are trade-offs to be made, with potentially difficult decisions – Being under financial pressure is quite a bit worse.
If you found this article helpful and would like to learn more about your finance options, feel free to connect and start a conversation or contact me directly at +353 (87) 778 5325โ๏ธ
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If this is something you’d like to learn more about feel free to connect and contact me to start a conversation! โ๏ธ +353 (87) 778 5325 ๐งย hlambert@integralfinancialplanning.ie #FinancialAdviceย #Retirementย #Investmentย #Pension