A well-designed employee benefits package helps Irish employers attract, retain, and protect their people while remaining compliant with local regulations. Our advisory service provides expert guidance on company pension schemes, death in service benefits, and income continuance plans, tailored to Irish businesses.

1. Company Pension Schemes

In Ireland, employers can provide retirement benefits through Occupational Pension Schemes or Personal Retirement Savings Accounts (PRSAs), regulated by the Pensions Authority.

What we offer:

  • Design and implementation of pension schemes
  • Advice on PRSA vs Occupational Schemes
  • Auto-enrolment readiness planning (upcoming Irish framework)
  • Ongoing governance and compliance support

Key benefits:

  • Employer contributions are generally tax deductible
  • Helps meet future auto-enrolment obligations
  • Supports employee financial wellbeing

2. Death in Service (Group Life Cover)

Death in service benefits are typically provided through group life insurance policies, often written under a discretionary trust structure to ensure tax-efficient payment of benefits to dependants.

What we offer:

  • Group life cover design (multiples of salary)
  • Advice on trust structures and Revenue compliance
  • Policy placement and ongoing administration

Key benefits:

  • Tax-efficient lump sum for dependants
  • Enhances employee benefits package
  • Demonstrates employer duty of care

 

3. Income Continuance (Income Protection)

Income continuance plans replace a portion of salary if an employee is unable to work due to illness or injury. In Ireland, premiums may qualify as a business expense, and benefits are typically subject to income tax when paid.

What we offer:

  • Bespoke income protection plans
  • Deferred period and benefit structuring
  • Claims and rehabilitation support

Key benefits:

  • Protects employees’ income
  • Reduces long-term absence costs
  • Supports return-to-work outcomes

 

Why Work With an Advisor?

Navigating Irish pension and protection regulations can be complex. Working with an advisor ensures compliant, cost-effective, and tailored solutions.

  • Expertise in Irish regulatory environment
  • Access to leading insurers and providers
  • Ongoing compliance and governance support
  • Saves time and administrative burden

Get Expert Advice

Get in touch with us today regarding your Corporate Employee Benefits.

Get in Touch

Get in touch

+353 (87) 778 5325‬

13 Classon House, Dundrum Business Park, Dundrum, Dublin 14